What do you really need for property gains tax?
This tool does not replace a cantonal tax calculator. However, it helps to prepare the taxable gross profit properly and to identify the most important Swiss special cases early on.
There are many errors in thinking, especially when it comes to holding periods, value-increasing investments, inheritance or replacement purchases. The sooner these points are properly prepared, the smoother the next step with the municipality, tax office or notary's office will be.
Briefly classified
Taxable profit is not the same as the tax amount
What counts first is the preparation of the basis: revenue, investment costs, investments and sales costs.
The canton and municipality have a strong influence
Tariffs, holding periods and, in some cases, procedures in Switzerland are clearly cantonal or municipal.
Identify special cases early
Procurement of a replacement, inheritance or gift can change many things from a tax perspective.
Interactive preparation tool
Prepare property gains tax first instead of looking later
Not an artificially exact tax amount, but a clear level of preparation: What is still missing, how big is the gross profit and where should the canton or municipality be taken into account early on?
Taxable gross profit
CHF 385'000
Working basis consisting of sales proceeds minus eligible investment costs and direct sales costs.
Level of preparation
0%
0 of 6 typical clarification points are marked.
Canton & holding period
Average holding period: The tariff can be somewhat lower, but still depends heavily on the canton.
For Zürich The following also applies: the municipality and the specific tariff can have a noticeable impact.
How to read the gross profit
A positive gross profit does not automatically mean the same tax burden in every canton. The actual tax amount depends heavily on the tariff, length of ownership and special situations.
Clarify special situations early
Without a special situation, the difference between the sales proceeds and the applicable investment costs usually counts. The specific tariff then depends heavily on the canton and the holding period.
What is ideally already ready
These points are most helpful if you want to properly prepare the property gains tax with the tax office, municipality or notary.
What Wertify relies on here
The preliminary calculator is based on official Swiss tax information: property gain as the difference between proceeds and eligible investment costs, different cantonal tariffs, clear effect of the holding period and possible tax deferrals in the event of replacement purchases or certain transfers.
Important for Switzerland
The federal government does not levy its own property gains tax on private real estate. The canton and partly the municipality are responsible. That's exactly why we show preparation here instead of an artificially exact tax number.
Practical use
Don't do the math until the receipts are clean
Many owners estimate the tax too early or on the wrong basis. Most of the time, old acquisition costs, investment receipts or a clear distinction between value-preserving and value-increasing are missing.
Best order
First market, then costs, then tax base
First clarify the market value range and sales channel, then closing costs, and only then prepare the real estate gains tax with all receipts. This means the sales process remains much calmer.
Continue exploring
Useful next steps
After property gains tax preparation, the pages on closing costs, documents and pricing strategy are usually the most helpful.