Which closing costs apply when selling property in Switzerland?
This calculator gives a rough canton-level view of typical closing costs: notary, land registry, transfer duties, broker commission and, if needed, mortgage deed costs.
The figures are deliberately indicative. Municipality, notary, contractual split or special cases can change the concrete result.
In brief
The calculator starts with plausible canton assumptions for notary, land registry and transfer duties.
Transfer duties, fees and contracts can vary by municipality, notary and specific transaction.
You immediately see what typically falls to the seller and what tends to fall to the buyer.
Interactive calculator
Quickly estimate closing costs by canton
Set the canton and key values, then see what typically falls to the buyer and seller.
Set key values
Adjust canton, price and the assumptions you want to use.
Result at a glance
Separated directly between buyer and seller side.
Typical seller side
CHF 31'875
Typical buyer side
CHF 2'500
Notary
0.10 %
Land registry
0.15 %
Transfer
no classic tax
Modelled as a fee-oriented canton without a classic transfer duty. Please verify local tariffs.
Typical seller side
CHF 31'875
Typical buyer side
CHF 2'500
Not included: property gains tax
This tax depends on gain, holding period, deductible investments and sometimes municipality or canton logic. Without these inputs, a number here would be misleading.
Sources and assumptions
The canton logic is based on official Swiss federal overviews of transfer duties and broad practice overviews for notary, land registry and mortgage deed costs. For an actual closing, always verify with the notary, land registry or tax office.
Finanzierung nicht isoliert betrachten
Nutzen Sie nach dem Ergebnis auch den vollständigen Hypothekenrechner, um Tragbarkeit, Eigenmittel und monatliche Kosten zusammen zu prüfen.
Important for sellers
The biggest uncertainty is often not the price, but what remains net at the end
Broker commission, notary shares and canton-level duties are often underestimated. A first orientation helps build expectations and selling strategy more calmly.
Best next step
Clarify the market value range first, then assess closing costs
This shows not only what the market might roughly pay, but also which costs can realistically be added at closing and during marketing.
Weiterführend
Passende nächste Schritte
After sale closing costs, pricing strategy, documents and the right selling path are usually the next useful topics.
Immobilienwert nüchtern einschätzen
Vor Kauf, Verkauf oder Finanzierung lohnt sich eine unabhängige Orientierung zum Immobilienwert.