Wertify Mortgage Rate Index
Data as of 30.06.2026
Swiss mortgage rates as a transparent monthly time series.
The index tracks published indicative rates for 2, 5 and 10-year fixed mortgages. The data is available free of charge to journalists, professionals and anyone interested.
2 years
1.472 %
27 providers · Range 0.890 % to 1.730 %
5 years
1.682 %
29 providers · Range 1.050 % to 1.950 %
10 years
1.939 %
29 providers · Range 1.350 % to 2.200 %
Monthly average
10-year fixed mortgage
Latest 3 available months
Methodology
How the index is calculated
- 1. Only successfully stored, published indicative rates from providers are used.
- 2. If a provider has several matching values, the lowest published indicative rate is used.
- 3. Historical daily values are first averaged by provider and month.
- 4. Each available provider then carries equal weight in the monthly average.
Use with context
What the data is not
The index is neither a forecast nor a personal mortgage offer. Effective rates depend on factors such as loan-to-value, affordability, the property, creditworthiness and negotiation. Changes in provider coverage may also affect the average.
Legal contextReuse
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<a href="https://wertify.ch/studien/hypothekarzins-index-schweiz"><img src="https://wertify.ch/api/public/hypothekarzins-index.svg" alt="Wertify Swiss Mortgage Rate Index"></a>Data sources
29 providers currently
Coverage reflects the indicative rates successfully stored and available for the relevant term.
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