Own mortgage: manage tranches, amortization and deadlines
The mortgage module records each tranche with the amount, interest rate and term for your own property. There are also bank contacts, amortization, payment details and timely reminders.
In the account for your own real estate
Product preview
Own mortgage
What you can do
Key features
Records multiple tranches with amount, product, interest rate and term.
Stores bank contact and voluntary payment details.
Shows direct and indirect amortization.
Shows interest costs, remaining debt, target loan-to-value and important deadlines.
Can remind you of the follow-up financing before it expires.
How it works
Step by step
- 1
Enter bank
Enter the institute, contact and voluntary payment reference.
- 2
Add tranches
Enter each tranche separately with the amount, interest rate and term.
- 3
Add amortization
Enter the frequency, amount and type of repayment.
- 4
Choose memories
Determine how early you want Wertify to remind you before a term expires.
What you need
Requirements
- Your own property in the Wertify account.
- Mortgage agreement or current bank details.
Practical guidance
Helpful tips
- Enter tranches individually. This is the only way to keep different running times visible.
- Check the information after every contract change or extraordinary amortization.
Deliberate limits
What this tool does not do
- The module does not trigger any payment and does not change any banking contract.
- Calculated interest costs may differ from the bank's billing details.
- Reminders do not replace checking contract deadlines.
Quick answers
Frequently asked questions
Are my bank details publicly visible?+
No. The module belongs to the private property account and is not displayed on a public property page.
What happens six months before the end of the term?+
If the reminder is activated, you will receive a notification and can view current reference interest rates to prepare.