Compare mortgage interest rates: read the guidelines correctly
The interest rate comparison collects published benchmarks from Swiss providers by product and term. History and average help with orientation before personal offers are obtained.
Publicly viewable without an account
Product preview
Interest rate comparison
What you can do
Key features
Compares published reference interest rates by provider and term.
Shows average, low values and historical development.
Links sources and provider detail pages.
Distinguishes between SARON and fixed-rate mortgages as far as published.
How it works
Step by step
- 1
Choose product
First decide whether you want to compare SARON or a fixed term.
- 2
Compare runtime
Look at multiple providers and not just the lowest single value.
- 3
Check history
Use history to classify, not as a forecast.
- 4
Get personal offers
Then compare effective conditions for your property.
What you need
Requirements
- A desired mortgage type or term.
Practical guidance
Helpful tips
- With SARON, also pay attention to the bank’s individual margin.
- Compare offers on the same day and with the same property and financing details.
Deliberate limits
What this tool does not do
- Guide interest rates are not a personal offer.
- Lending, creditworthiness, property and negotiation can change the interest rate offered.
- Not every provider publishes all products or updates them equally often.
Quick answers
Frequently asked questions
Why is my bank offer higher than the value on Wertify?+
Published values often only apply to good standard cases. Lending, creditworthiness, product details and negotiation influence the personal offer.
Does history show how interest rates continue to develop?+
No. It only shows saved past guideline values and is not a forecast.