Term comparison

Compare SARON mortgage rates

Compare published guide rates for SARON. The data shows average, range and development of saved provider values.

Average development for SARON

The trend indicator is based on the latest saved published rates and is not a forecast.

Average

1.311 %

Lowest published guide rate

0.680 %

Highest published guide rate

3.000 %

Providers

7

Provider comparison for SARON

ProviderRateUpdatedTrend
Swissquote0.680 %02.06.2026
Baloise Online0.900 %02.06.2026
PostFinance1.000 %15.05.2026
Hypothekarbank Lenzburg1.100 %24.05.2026
Bank SLM1.150 %02.06.2026
Zürcher Kantonalbank (ZKB)1.350 %02.06.2026
Bank CLER3.000 %02.06.2026

Think property value and financing together

What does this rate mean for your financing?

The guide rate alone does not tell whether a property is affordable. In the mortgage calculator, you can combine purchase price, equity, costs and amortisation.

FAQ

Are these mortgage rates binding?

No. They are published guide rates, not personal offers. Banks may calculate differently depending on property, credit profile, equity and negotiation.

How is the average calculated?

Wertify uses the currently saved published guide rates from active providers for this term and calculates a simple average.

Why do providers differ?

Guide rates depend on product, term, market environment and provider strategy. A personal offer can still differ.